1. Introduction and Acceptance
Welcome to VIIRU HOLDING .
These Terms & Conditions (“Terms”) govern your use of our website www.viiru.com
, mobile applications, and any related services (collectively, the “Services”).
By accessing or using our Services, you acknowledge that you have read, understood, and agree to be legally bound by these Terms. If you do not agree with these Terms, you must discontinue the use of our Services immediately.

2. Eligibility and Registration (Edited)
To use our Services, you must provide accurate and complete information during registration. By registering, you confirm that the information provided is truthful and up-to-date. Users under the age of 18 may use the Services under the supervision of a parent or legal guardian. You are solely responsible for maintaining the confidentiality of your account credentials.

3. Use of Services
Our Services include a range of products, including but not limited to:

AI-Powered Language Learning Application (“Language App”)

Cat Robotic – AI-powered personal assistant application

Viiru Bank – trading application for binary options markets

Viiru Signal – signal service providing trading insights in Forex and Crypto markets

You agree to use the Services only for lawful purposes and in compliance with all applicable local, national, and international laws.

4. Subscription Plans and Payments
The Language App and other products are offered on a subscription basis. The standard plan includes an annual subscription priced at USD 1000 per user. Subscriptions may also grant access to multiple applications within our ecosystem. All payments must be made through approved channels, and you agree to provide accurate billing and payment information.

5. Refunds and Cancellations
Unless otherwise stated, all payments are final and non-refundable.
Exceptions may apply under specific circumstances where required by law or at the Company’s sole discretion. Users may cancel subscriptions at any time; however, access to Services will continue until the end of the current billing cycle.

6. Financial Services Disclaimer
Certain Services, including Viiru Bank and Viiru Signal, involve financial trading, binary options, and investment signals. You acknowledge and agree that:

Trading involves significant financial risk and is not suitable for all users.

Past performance of signals or strategies does not guarantee future results.

The Company does not provide financial, legal, or investment advice.

Users are solely responsible for their trading and investment decisions.

By using these Services, you agree that the Company will not be held liable for any financial loss or damages incurred.

7. Intellectual Property
All content, designs, trademarks, logos, software, and related materials provided through our Services are the exclusive property of the Company or its licensors. You are granted a limited, non-exclusive, non-transferable license to access and use the Services for personal, non-commercial purposes only.

8. Privacy and Data Security
Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information. By using our Services, you consent to our data practices as outlined in the Privacy Policy.

9. Limitation of Liability
To the maximum extent permitted by law, the Company and its affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or related to your use of the Services, including but not limited to financial losses, data loss, or service interruptions.

10. Modifications to Terms
The Company reserves the right to modify, update, or replace these Terms at any time. Any changes will be posted on this page with the updated effective date. Your continued use of the Services after changes are published constitutes your acceptance of the revised Terms.

11. Governing Law and Jurisdiction
These Terms shall be governed by and construed under the laws of [England and Wales].

Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts located in London, England, to the extent permitted by applicable law.
12. Contact Information
If you have any questions regarding these Terms, please contact us at:

Email: support@viiru.com

Phone: +442037691841

Address:
London , 52 Jermyn Street, St. James’s, SW1Y 6LX