1. Introduction and Acceptance

Welcome to Viiru Holdings.
These Terms & Conditions (“Terms”) govern your use of our website www.viiru.com, mobile applications, and all related digital services (collectively, the “Services”).

By accessing or using our Services, you confirm that you have read, understood, and agree to be legally bound by these Terms.
If you do not agree, you must stop using our Services immediately.

2. Eligibility and Account Registration

To access certain features, you may need to create an account. You agree to provide accurate, complete, and up-to-date information.

Users under 18 may use the Services only under the supervision of a parent or legal guardian.

You are responsible for maintaining the confidentiality of your login credentials and all activities under your account.

3. Description of Services

Viiru Holdings provides a collection of digital applications and AI-powered solutions focused on education, productivity, wellness, and learning.

Our Services may include:
• AI-powered language learning tools
• Personal AI assistant tools
• Productivity and educational applications

Note: Some products may currently be in development or gradually released. Availability may vary by region.

All Services are intended for informational, educational, or personal productivity use only. No financial, trading, or investment services are offered.

4. Subscription Plans & Payments

Some Services may be offered through paid subscriptions.
Subscription pricing, billing cycles, and plan details will be displayed within each application or on the website.

You agree to provide valid payment information. Prices may vary depending on the region, plan, or promotions.

5. Cancellations & Refunds

Unless otherwise specified, subscription payments are non-refundable.
Users may cancel at any time, and access will remain active until the end of the current billing cycle.

Refunds may be granted only where required by law or at the Company’s sole discretion.

6. Intellectual Property Rights

All content, trademarks, branding, software, interface design, and materials within the Services belong to Viiru Holdings or its licensors.

You are granted a limited, non-transferable, non-commercial license to use the Services.

Copying, distributing, modifying, or reverse-engineering our content is strictly prohibited.

7. Privacy & Data Protection

Your privacy is important to us.
Please review our Privacy Policy to understand how we collect, use, and safeguard your personal data.

By using our Services, you consent to the data practices described in our Privacy Policy.

8. Limitation of Liability

To the fullest extent allowed by law, Viiru Holdings shall not be liable for:
• indirect
• incidental
• consequential
• or punitive damages

arising from your use or inability to use the Services, including loss of data, service interruptions, or reliance on any content provided.

9. Updates to Terms

We may update or modify these Terms at any time.
Changes will be posted with an updated effective date.
Your continued use of the Services after changes are published constitutes acceptance of the revised Terms.

10. Governing Law

These Terms are governed by the laws of England and Wales.
Any dispute will be handled exclusively in the courts of London, England, unless otherwise required by local regulations.

11. Contact Information

If you have questions about these Terms, please contact us:

Email: support@viiru.com
Phone: +44 203 769 1841
Address: 52 Jermyn Street, St. James’s, London, SW1Y 6LX, United Kingdom