At Viiru Holding (“we,” “our,” “company”), accessible via www.viiru.com (the “Website”), your privacy is of the utmost importance to us. This Privacy Policy explains how we collect, use, disclose, and protect personal information when you engage with our Website, our mobile applications—including Viiru AI Language App, Cat Robotic, Viiru BANK, and Viiru Signal—and all related services (collectively, the “Services”).

We are committed to ensuring that your personal information is handled with transparency, accountability, and in full compliance with international data protection regulations such as the General Data Protection Regulation (GDPR), the California Consumer Privacy Act (CCPA), and other relevant laws.

By using our Services, you agree to the terms of this Privacy Policy. If you do not agree, please discontinue the use of our Services.

1. Scope of this Policy

This Privacy Policy applies to all users and visitors of Viiru Holding’s Services, regardless of their geographical location. It governs:

• How we collect data, both directly and indirectly.
• How we process and use personal and non-personal information.
• The rights and controls that users have regarding their data.
• The security practices we employ to protect sensitive information.
• This policy covers all platforms owned or operated by Viiru Holding, including but not limited to:
• Viiru AI Language App (a flagship AI-powered SaaS for language learning)
• Cat Robotic (AI assistant and productivity application)
• Viiru BANK (a digital trading platform specializing in binary options)
• Viiru Signal (a signal-providing app for forex and cryptocurrency markets)

2. Information We Collect

We collect several types of information to provide and improve our Services. Information may be collected directly from you, through your interaction with our Services, or from third-party sources.

2.1 Personal Information You Provide

When you sign up, subscribe, or otherwise interact with our Services, we may collect:

• • Full name, username, or profile name
  • Email address, phone number, and contact details
  • Billing and payment information (credit card, PayPal, or other methods)
  • Account credentials (securely stored and encrypted)
  • Business or professional details (where applicable)

2.2 Information Collected Automatically

Whenever you access or use our Services, we may automatically collect certain information, including:

• • Device type, operating system, and browser details
  • Internet Protocol (IP) address and general location data
  • Date, time, and duration of your interactions
  • Log files, crash reports, and system activity
  • Cookies, pixels, and tracking technologies used for analytics and performance monitoring

2.3 Information from Third Parties

• • We may collect information about you from third-party sources where legally permitted, including:
  • Affiliates or referral partners through our binary referral program
  • Payment processors or financial institutions for billing verification
  • Marketing and analytics partners who provide insights about user behavior

3. How We Use Collected Information

The information we collect is used for legitimate business purposes, including but not limited to:

• Service Delivery – To create, maintain, and improve user accounts and access to the Viiru AI Language App and other applications.
• Subscription Management – To process annual subscription payments (e.g., USD $1000 plans), renewals, upgrades, or cancellations.
• Referral Program Operations – To administer and support our binary referral system, track referrals, and calculate rewards.
• Customer Support – To respond to inquiries, requests, and troubleshooting issues efficiently.
• Service Enhancement – To monitor usage patterns, improve functionality, and tailor experiences for both individuals and enterprises.
• Compliance & Legal Obligations – To comply with international legal requirements, financial regulations, fraud detection, and risk management.
• Marketing & Communication – To send newsletters, promotions, and service-related updates (subject to opt-in preferences).

We will not use your information for purposes unrelated to our business objectives unless explicit consent is obtained.

4. Sharing and Disclosure of Information

We do not sell, rent, or trade your personal information to third parties. However, we may share information under specific circumstances, including:

4.1 Service Providers and Partners

We may share data with trusted third-party vendors and service providers who perform functions on our behalf, such as:

Cloud hosting and storage providers

• • Payment processors and billing platforms
  • Customer support and CRM solutions
  • Marketing, analytics, and advertising platforms

These partners are contractually obligated to maintain the confidentiality and security of the data they process.

4.2 Legal Compliance and Protection

We may disclose personal data where required by law, regulation, or legal process, including in response to:

Court orders, subpoenas, or regulatory investigations

To protect the rights, safety, and property of Viiru Holding, our users, or the public

To prevent fraudulent activities, enforce our Terms of Service, and ensure network security

4.3 Business Transfers

In the event of a merger, acquisition, restructuring, or sale of assets, user information may be transferred as part of the transaction. In such cases, you will be notified via email or a prominent notice on our Website.

5. Data Retention and Deletion

We retain your personal information only for as long as it is necessary for the purposes outlined in this Privacy Policy, unless a longer retention period is required by law. Specifically:

• Account Data: Retained for the lifetime of your account and deleted within 90 days after closure, unless legal obligations require otherwise.
• Payment and Transaction Data: Maintained for financial auditing and compliance purposes for a minimum of 7 years.
• Usage Data: Stored in aggregated or anonymized form for analytics, product improvement, and security monitoring.

You may request deletion of your data at any time (see Section 7 for User Rights).

6. Data Security

We implement a wide range of technical, administrative, and physical safeguards designed to protect your information against unauthorized access, disclosure, alteration, or destruction. These measures include but are not limited to:

• End-to-end encryption for sensitive transactions
• Firewalls, intrusion detection, and malware prevention systems
• Regular penetration testing and third-party security audits
• Role-based access controls for internal staff
• Secure data centers with limited access controls
• Despite our efforts, no method of transmission over the Internet or electronic storage is entirely secure. We therefore cannot guarantee absolute security but commit to continually updating our safeguards.

7. User Rights

Depending on your location, you may have specific rights under data protection laws (e.g., GDPR, CCPA), including:

• Right to Access: You may request a copy of the personal data we hold about you.
• Right to Rectification: You may request corrections to inaccurate or incomplete data.
• Right to Erasure: You may request deletion of your personal data, subject to legal requirements.
• Right to Restrict Processing: You may limit how we use your data under certain circumstances.
• Right to Data Portability: You may request your data in a structured, machine-readable format.
• Right to Withdraw Consent: Where processing is based on consent, you may withdraw at any time without affecting prior lawful processing.
• Right to Object: You may object to the processing of your data for direct marketing or legitimate interests.

To exercise these rights, please contact us at privacy@VIIRU.com. We will respond to requests within legally mandated timeframes.

8. Cookies and Tracking Technologies

We use cookies, pixels, and similar technologies to:

• Authenticate users and secure sessions
• Remember user preferences and settings
• Analyze traffic and measure Service performance
• Provide targeted advertising and promotional content (where legally permitted)

You can manage or disable cookies through your browser settings. Please note that disabling cookies may impact functionality of the Services.

9. International Data Transfers

Because Viiru Holding operates globally, your data may be transferred to and processed in countries outside your own. We ensure such transfers comply with applicable data protection laws by implementing measures such as:

• Standard contractual clauses (SCCs)
• Adequacy decisions by relevant authorities
• Binding corporate rules or equivalent safeguards

10. Changes to this Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in law, business practices, or Services. Updates will be posted on this page with a revised “Last Updated” date.

In case of significant changes, we will notify users via:

• Prominent notice on our Website
• Email communication to registered users
• We encourage you to review this page regularly to remain informed about our practices.

11. Contact Information

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, you may contact us at:

Email: privacy@viiru.com

Phone:
+442037691841

Mailing Address:
London , 52 Jermyn Street, St. James’s, SW1Y 6LX

Data Protection Officer (DPO): For any privacy inquiries or concerns, please contact us at privacy@viiru.com.

12. Final Statement

By continuing to use Viiru Holding’s Services, including www.viiru.com, the Viiru AI Language App, Cat Robotic, Viiru BANK, and Viiru Signal, you acknowledge that you have read, understood, and agreed to the practices described in this Privacy Policy.